Skip to Content

SVB Startup Banking

Business banking for technology and life science/healthcare startups

sub hero img

Startup banking products and services for founders

sub apy img

Up to 4.18% annual percentage yield on qualifying balances

Gain interest income with our Startup Money Market Account. Like a savings account, you can earn up to 4.18% APY on deposits over $1M – to help extend your runway. Certain limitations and restrictions apply.¹

sub checking img

Free checking for 3 years

Enjoy free unlimited wires, bill payments and mobile deposits. There are no monthly maintenance and transaction fees. See terms and conditions for requirements.²

sub rewards img

Earn up to 3,000,000 rewards points

You could earn up to 3X rewards³ on all purchases made on the SVB Innovator Card for the next $1M you spend, or the next 6 months, whichever comes first after you enroll. Plus venture-friendly benefits such as no personal liability or annual fee, robust spend controls, automated workflows and more.

sub payments img

Accepting payments

Increase cashflow by accepting payments for sales, invoices, subscriptions and recurring billing with our Merchant Services offerings. Manage orders and create an integrated checkout experience on your website or in your app with flexible APIs. And keep the cash flowing with next-day funding.

sub global img

Global growth services

Our team is here to support your global growth ambitions with market entry advice and networking across Europe, Latin America, India, MENA, Asia, Israel, Australia and New Zealand.

sub offers img

Discounted partner offers

SVB Technology, Life Science/Healthcare & Global Business clients gain access to deals on partner software and services that startups need such as workforce collaboration, infrastructure, talent and more.⁴

Svb Go. png

SVB Go – Digital Banking. Evolved.

Introducing SVB’s new digital banking platform

Move Money: Issue payments anywhere in the world via bill pay, check, or ACH – done in seconds and all from a single screen.
Gain Insight: Your company’s transactions: real-time, searchable, and all in one place from SVB Go’s thoughtfully designed dashboard.
Integrate Seamlessly: Link SVB Go to your existing accounting, collaboration and security tools like QuickBooks, NetSuite and Xero.

60%

of the 2024 CNBC Disruptor 50 list are SVB clients*

~50%

of the Forbes’ Next Billion Dollar Startups 2024 are SVB clients**

Navigate startup banking events, insights and trends

Guidance from industry experts

Sector-specific trend reports

Networking and educational webinars

What our clients say about SVB startup banking

Ready to begin startup banking?